Skip Navigation

Maximums for Federal Direct Loans

Grade Level based on earned credits Dependent
Undergraduate Student
Independent
Undergraduate Student
Graduate Student
First Year (0-29) $5,500
($3,500 max sub)
$9,500
($3,500 max sub)
$20,500
 
Second Year (30-59) $6,500
($4,500 max sub)
$10,500
($4,500 max sub)
$20,500
 
Third Year and beyond (60+) $7,500
($5,500 max sub)
$12,500
($5,500 max sub)
$20,500
 
Aggregate Limit $31,000
($23,000 max sub)
$57,500
($23,000 max sub)
$138,500
($65,500 max sub)