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Alternative Loans

A private alternative loan should only be considered after you have exhausted all other financing options and additional educational resources are still required. The following table is a list of alternative loan lenders that our students have borrowed from in the past three years, and to our knowledge, these are the only lenders that continue to borrow to our students. The list is in order of dollars lent to BSU students in the past year from highest to lowest. The Bemidji State University Financial Aid Office does not endorse any lender, nor does BSU or its employees receive any benefits or remuneration from any lenders. You are free to search and borrow from a private alternative lender not appearing on this list.


Lender Name Phone Number Online Application
MN SELF Loan 800-657-3866
Wells Fargo Student Loans 800-658-3567
Sallie Mae Smart Option Loan 844-827-7478
Credit Union Student Choice* 800-734-4540
ND DEAL Loan 800-472-2166
Discover Student Loans 800-788-3368
cuStudent Loans** 888-549-9050
SunTrust 800-552-3006
iHelp Student Loans 800-645-7404

* Affinity Federal Credit Union, Mid-MN Credit Union and Novation

** EDAccess and EDCustom

Credit unions may have additional membership requirements.