International Students

Health Insurance

The United States does not have a national health care system available to nonimmigrant students; therefore, the cost of medical care is the responsibility of the individual. Thus, health insurance coverage is mandatory for all international students. This mandate exists for the protection of international students and provides a health plan against financial hardship resulting from the need for medical attention.

Minnesota State Colleges and Universities has contracted with MEGA Life and Health Insurance Company to be the provider of our domestic and international student health insurance. Insurance coverage provided by MEGA Life and Health is on an annual basis, beginning in August of each year. You will be required to purchase the insurance plan offered by MEGA Life and Health before enrolling in classes, regardless of any other health coverage plan, excepting coverage that has been approved by the embassy representing your home country.

You must be prepared to pay for your health insurance (approximately $950.00) during orientation. Bemidji State University bills for your insurance coverage and payment will be due before you will be allowed to register for classes for your first semester.