{"id":58,"date":"2013-09-19T16:38:56","date_gmt":"2013-09-19T16:38:56","guid":{"rendered":"http:\/\/www.bemidjistate.edu\/mybsu\/?page_id=58"},"modified":"2026-02-24T16:15:13","modified_gmt":"2026-02-24T22:15:13","slug":"loans","status":"publish","type":"page","link":"https:\/\/www.bemidjistate.edu\/mybsu\/finances\/aid\/categories\/loans\/","title":{"rendered":"Loan Options"},"content":{"rendered":"

Student Loans<\/h2>\n

Unlike grants and scholarships, student loans are a type of financial assistance that must be repaid with interest so please research your options carefully and borrow conservatively. Federal loans typically offer lower interest rates and better benefits than private loans. You are strongly encouraged to maximize your federal loan eligibility prior to considering any other loan options.<\/p>\n

Loan Reporting<\/h2>\n

All loan information will be submitted to the National Student Loan Database System and will be accessible by guaranty agencies, lenders and institutions determined to be authorized users of the data system. To access your loan information, please log into the Student Aid website<\/i><\/a> by using your FSA ID.<\/p>\n

To ensure the integrity and the best interests of our students BSU employees are subject to the Student Loan Code of Conduct.<\/a><\/p>\n

Loan Default Rate<\/h3>\n

BSU’s 3-year cohort default rate for 2018, the most recent year available was 3.2%. For information about the national average Cohort Default Rate, as well as specifics by institution type, please visit Federal Student Aid’s default Data Center<\/i><\/a>.<\/p>\n

Contact Financial Aid<\/h3>\n

BSU Financial Aid Office
\n1500 Birchmont Dr NE, #14
\nBemidji, MN 56601
\nPhone: (218) 755-2034
\nToll Free: (877) 755-FAID
\nFAX: (218) 755-4361<\/p>\n

Deputy Hall Room 114<\/p>\n

financialaid@bemidjistate.edu<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Student Loans Unlike grants and scholarships, student loans are a type of financial assistance that must be repaid with interest so please research your options carefully and borrow conservatively. Federal loans typically offer lower interest rates and better benefits than private loans. You are strongly encouraged to maximize your federal loan eligibility prior to considering […]<\/p>\n","protected":false},"author":153,"featured_media":0,"parent":45,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-58","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bemidjistate.edu\/mybsu\/wp-json\/wp\/v2\/pages\/58","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bemidjistate.edu\/mybsu\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bemidjistate.edu\/mybsu\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bemidjistate.edu\/mybsu\/wp-json\/wp\/v2\/users\/153"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bemidjistate.edu\/mybsu\/wp-json\/wp\/v2\/comments?post=58"}],"version-history":[{"count":9,"href":"https:\/\/www.bemidjistate.edu\/mybsu\/wp-json\/wp\/v2\/pages\/58\/revisions"}],"predecessor-version":[{"id":7070,"href":"https:\/\/www.bemidjistate.edu\/mybsu\/wp-json\/wp\/v2\/pages\/58\/revisions\/7070"}],"up":[{"embeddable":true,"href":"https:\/\/www.bemidjistate.edu\/mybsu\/wp-json\/wp\/v2\/pages\/45"}],"wp:attachment":[{"href":"https:\/\/www.bemidjistate.edu\/mybsu\/wp-json\/wp\/v2\/media?parent=58"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}