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Section V

Required Student Health Insurance Program

Student Center for Health and Counseling (SCHC)
First Floor Cedar Hall
218-755-2053
www.bemidjistate.edu/students/services/health_counseling/

Student health insurance is a required condition of enrollment at BSU. This condition of enrollment was adopted by the student senate at Bemidji State University in the spring of 2011 for implementation in fall 2011.

The condition of enrollment means that students who register for six (6) or more on-campus credits will be asked if they have a health care policy. If the response is yes, students will be asked to enter the policy name. If the student response is no, they will be informed that they will be enrolled in the endorsed health care plan adopted by student senate.

In the health care policy adoption, student senate selected a health care policy that allows domestic students to have access to an affordable health insurance plan if they do not have access to other coverage or wish to supplement existing coverage. The plan selected by the student senate is United Healthcare Student Resources. Details of this plan and enrollment forms are available at www.uhcsr.com. Students may print it off from this site, fill it out, and bring it in or email it with payment to the Student Center for Health and Counseling (SCHC). Students can also find information about this policy and enroll at the SCHC.

Purchasing Student Insurance

The student plan is available for purchase January 9, 2012, through March 9, 2012. If a student comes to the SCHC for services after March 9, 2012, and do not have health insurance, the student health insurance enrollment fee for the full semester and the date of coverage will begin on the date of payment.

Fees for United Healthcare Student Resources Insurance:

Annual	8/22/11 - 8/21/12	$1148
Fall	8/22/11 - 1/8/12	$440
Spring	1/9/12 - 5/7/12	$374
Spring/Summer	1/9/12 - 8/21/12	$708
Summer	5/8/12 - 8/21/12	$333

Billing for SCHC Services

The SCHC will be billing and submitting charges for services provided. Charges not covered by insurance will be the responsibility of the student incurring the charge. A fee statement for services and charges will be provided upon request.

The following insurance companies can be directly billed through the SCHC: Blue Cross Blue Shield, Medica, Preferred One, Health Partners, United Healthcare Student Resources, Prime West, UCare, and MNCare. Other policies will also be accepted at the SCHC but if a student is not covered by an insurance company listed above, it will be the student’s responsibility to find out from the insurance company what services they will cover before being seen at the SCHC. After the appointment, it is the student’s responsibility to pay Bemidji State University, and then submit the charges to your insurance company for reimbursement.

Counseling Services

Students seeking SCHC counseling services will be required to provide their insurance information to the SCHC for billing purposes. For students enrolled in the United Health Student Resource insurance plan, coverage will not go into effect until the fee (see above) is paid in full. Students may also be referred for off-campus mental health services. Students will receive bills for services that their insurance does not cover. A fee statement for services and charges will be provided upon request.

Health Services

Charges incurred for health services are subsidized by the Health Service Student Fee. Students seeking health services are required to carry health insurance. Students will receive bills for services that their insurance does not cover.

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